To start a business in 2026 you need more of an idea with a hefty injection of dosh. Young businesspersons looking for grants to assist their endeavours in Bihar today benefit from the mukhyamantri udyami yojana one of the most comprehensive government programs meant to inspire self-employment and small businesses.
Bihar Mukhyamantri Udyami Yojana is a scheme for giving financial help with a proper plan of action to groom the innovative business ideas of the individuals into existence. This step-by-step guide explains what you need to know if you want to take the exams in 2026 including eligibility, advantages, documents needed and the complete online application procedure.
What is Bihar Mukhyamantri Udyami Yojana 2026?
Bihar Government has started a flagship state level scheme Mukhyamantri Udyami Yojana to encourage youth, women and other social categories towards entrepreneurship Hettapad and in Bihar
As per the Bihar Mukhyamantri Udyami Yojana2026, qualified candidates may be provided with up to ₹10,00,000 in initial funding for a new enterprise.
Financial Assistance Structure
- ₹5,00,000 as Subsidy (Non-Repayable Grant)
- Loan amount - ₹5,00,000 (Payable over 84 installments
- Interest Rate:
- Women, SC/ST, EBC = 0%
- 1% for Yuva category
This balanced funding structure makes the Bihar Mukhyamantri Udyami Yojana highly attractive for first-time entrepreneurs in 2026.
Categories Under Bihar Mukhyamantri Udyami Yojana
The mukhyamantri udyami yojana is divided into the following categories to ensure inclusive development:
- Mukhyamantri SC/ST/EBC Udyami Yojana
- Mukhyamantri Mahila Udyami Yojana
- Mukhyamantri Yuva Udyami Yojana
Each category under the Bihar Mukhyamantri Udyami Yojana is tailored to support specific groups within Bihar.
Key Highlights of Mukhyamantri Udyami Yojana 2026
| Feature | Details |
| Total Financial Assistance | ₹10,00,000 |
| Subsidy | ₹5,00,000 (50%) |
| Loan Amount | ₹5,00,000 |
| Repayment Period | 7 Years (84 Installments) |
| Interest | 0% or 1% depending on category |
| Training Stipend | ₹25,000 |
| Official Portal | udyami.bihar.gov.in |
The mukhyamantri udyami yojana not only offers funding but also mandatory entrepreneurial training before fund disbursement.
Eligibility Criteria for Bihar Mukhyamantri Udyami Yojana 2026
To apply for the mukhyamantri udyami yojana in 2026, applicants must fulfill the following conditions:
1. Residency
The applicant has to be a resident of Bihar forever.
2. Age Limit
- Minimum: 18 years
- Maximum: 50 years
3. Educational Qualification
Minimum required qualification:
- 10+2 (Intermediate), OR
- Technical Qualification Required :ITI / Polytechnic / Diploma or equivalent
4. Business Entity Type
Your business will need to be registered as:
- Proprietorship
- Partnership Firm
- LLP
- Private Limited Company
5. Bank Account
The firm must have a bank account currently running in its name.
6. Previous Benefit Restriction
The applicant should not have Previously availed Benefit under mukhyamantri udyami yojana.
Documents Required for 2026 Application
- Save scanned copies (below the prescribed size limit) of the following documents;
- Domicile Certificate
- 10th Certificate (DOB proof)
- 12th / Equivalent Certificate
- Caste Certificate (if applicable)
- Aadhaar Card
- PAN Card
- Passport-size Photograph
- Scanned Signature
- Bank statement with cheque cancelled (current account)
Step-by-Step Online Application Process (2026)
Step 1: Registration
- Visit udyami.bihar.gov.in
- Click on “Register”
- Step One — Enter your Mobile number and Email ID and Aadhaar number
- Complete OTP verification
Step 2: Login and Fill Application Form
- Log in using Aadhaar credentials
- Fill personal, educational, and professional details.
- Select industry type from the available list of industries
Step 3: Upload Documents
- Upload all required documents
- Make sure you have the right size and clear.
Step 4 Final Submission
- Review application carefully
- Submit the form
- Download acknowledgment receipt
Selection and Fund Disbursement Process
After applying for the Bihar Mukhyamantri Udyami Yojana the process includes:
Application Scrutiny
Documents and eligibility are verified.
Lottery-Based Selection
Those who benefit are chosen via a random lottery.
Mandatory Training
All selected candidates need to attend 2 weeks training.
They are given a stipend of ₹25,000.
Fund Release
Funds are disbursed in tranches directly to the bank account of the company after the trainer has completed a training program.
Read more: Ladki Bahin eKYC | E-Uparjan 2025-26
Why Bihar Mukhyamantri Udyami Yojana 2026 is Important
In 2026, entrepreneurship in Bihar is becoming a fast growing industry as Bihar would be completing two decades in 2026. The mukhyamantri udyami yojana significantly helps in mitigating financial risk from novice entrepreneurs.
The Mukhyamantri udyami yojana lays the foundation for small and medium enterprises across the state with 50 percent subsidy assistance and light interest on loans.
This scheme is more than financial: it offers up a framework for aspiring entrepreneurs to lay out sustainable businesses.
Conclusion
Bihar Mukhyamantri Udyami Yojana 2026 continues to be the most beneficial scheme for the citizens of Bihar to start their own business. A careful online application process combined with an early preparation and meeting all the eligibility criteria would ensure maximum chances of getting selected.
Always check official portal for latest updates, dates & modified guidelines before applying.
Disclaimer
This article is for the information of 2026 applicants. Scheme guidelines may change. For the latest and precise details, kindly visit the official government portal on mukhyamantri udyami yojana.
(FAQs)Bihar Mukhyamantri Udyami Yojana 2026
How much of financial aid is given in Mukhyamantri Udyami Yojana?
The maximum amount Rs 10,00,000 of financial assistance available under the Bihar Mukhyamantri Udyami Yojana (Bihar Chief Minister Entrepreneurship Scheme) to eligible applicants. Of which, ₹5,00,000 is given as a grant (which is non-repayable) and ₹5,00,000 is given as a loan which has to be repaid in 84 installments.
Who is eligible to apply for Mukhyamantri Udyami Yojana in 2026?
Applicants must:
Be permanent residents of Bihar
Age between 18 to 50 years old
Minimum level of 10+2, ITI, Polytechnic or any Diploma
Register their business under Proprietorship, Partnership, LLP or Private Limited Company
In the loan under Mukhyamantri Udyami Yojana, is the loan interest-free?
0% interest (for women, SC/ST, EBC category). The interest rate for the Yuva category is nominal and comes with 1% interest.
How can i apply for Mukhyamantri Udyami Yojana?
You can apply The process predominantly involves the registration, application form filling, uploading of documents, and submission. Offline applications are not accepted.
What Happens After submitting the application?
After submission:
Applications are scrutinized for eligibility
Beneficiaries are selected through an automated lottery system
The travel list requires 2 weeks of training, and the company needs all the selected candidates to participate.
Training you and is released in stages to the company bank account
Under Mukhyamantri Udyami Yojana, Is it compulsory to get trained?
Yes, training is mandatory. The chosen applicants would undergo 2 weeks of non-resident entrepreneurship training. They will be paid a ₹25,000 retainership during the training.
If I have never been selected can I apply again?
Yes, you may reapply in the next application cycle if you were not selected before and still meet all eligibility criteria, subject to guidelines from the appropriate authority.
